Guides
Plain answers before you decide. General information, not advice about your own numbers.
- What is a merchant cash advance?How an advance works, how it is repaid and what to check before you sign.
- Factor rate explainedWhat a factor rate is and why it is not the same as an annual rate.
- Merchant cash advance or business loan?How the two differ on cost, repayment and speed, and which usually costs less.
- How to work out what an advance costsThe five calculations that show the real cost of an advance in dollars.
- Merchant cash advance requirements in CanadaWhat funding partners look at, and the documents to have ready.
- Stacking merchant cash advances: the riskWhy a second or third advance can strain cash flow, and how to check.
- Holdback or fixed payments?A share of sales or a fixed debit: how each works and who each suits.
- How to choose a business funding brokerThe questions that separate a straight broker from a pushy one.
Know the cost, in dollars
Answer a few questions. We will say whether this looks like a fit and show the cost before you decide.
Approval is never guaranteed. A funding partner makes the final decision.