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Business Funding & Merchant Cash Advances for Canadian and US Small Businesses

Know the cost.Then grow.

A funding broker for established Canadian businesses. We show the full cost in dollars before you decide.

Check your fit

Approval is never guaranteed. A funding partner makes the final decision.

  • It takes about 2 minutes
  • No credit check on this form
  • You pay us no broker fee
How much do you need?
Over how long?

$50,000 advance over 9 months: total payback $65,000, about $344 a day, $49,000 deposited. Example only.

Check your fit for $50,000

Move it. See the cost.

Drag the advance and watch the total payback and the daily payment change with it.

$50,000

$5,000$1,000,000

Total payback
$65,000
Daily payment
about$344
What does a slow day bring in?

$344 is 14% of a $2,500 day. That is a noticeable share of a slow day. It stays the same however the day goes, so know your quietest week before you sign.

Open the full calculatorWhat we arrange

Example only, at a factor rate of 1.30 over 9 months. Illustrative only. Real offers, fees and payment terms vary by funding partner.

How it works

First, a few questions.

Your answers

Time trading
14 months
Monthly sales
$60,000
Amount
$50,000

Example only

Then we review it with you.

File complete

  • Bank statements
  • ID
  • Existing advances checked

Example only

A funding partner makes an offer.

Offer

Advance
$50,000
Total payback
$65,000
Payment
about $344 a day
Personal guarantee
Usually required

Example only

You decide.

Your decision

Sign, or walk away.

Funded often 24 to 72 hours after a complete file.

Example only

$50,000 at 1.30 is $65,000 to repay. $15,000 is the cost. Example only.

Three advances at $300, $250 and $200 a day take 26% of $60,000 in monthly sales. Example only.

If a bank can fund you in time, it usually costs less. We will say so.

Funding partners pay us a commission. You pay us no broker fee.

Industries

How advances are typically used, and what to watch for.

Not listed? Other established Canadian businesses can be a fit too. Check your fit.

Restaurants

Seasonal swings in sales, kitchen equipment and stock that has to be paid for before the covers arrive.

Check your fitRead the restaurants guide
Retail and e-commerce

Inventory bought ahead of a busy season and paid back by the sales that follow it.

Check your fitRead the retail and e-commerce guide
Skilled trades

Trucks, tools and materials paid for up front, while finished jobs wait on invoices.

Check your fitRead the skilled trades guide
Automotive

Parts, lifts and diagnostic equipment for shops where the work is steady but the parts bill comes first.

Check your fitRead the automotive guide
Salons and spas

Chairs, treatment rooms and product for businesses that run on repeat bookings.

Check your fitRead the salons and spas guide
Medical and dental

Equipment and fit-outs for practices with steady patient revenue and large one-off costs.

Check your fitRead the medical and dental guide

See your options in dollars

Tell us about your business. We show what each option costs, and you decide.

Check your fit

Approval is never guaranteed. A funding partner makes the final decision.

See your options in dollars

Check your fit